ABOUT MOORE ADJUSTERS
Who We Are
Established in 1992, Moore Adjusters, Inc. is a second generation, family-owned, Public Adjusting and Loss Consultancy firm created to serve the general public’s commercial and residential losses.
Fully licensed and bonded in New York, New Jersey, Pennsylvania, Massachusetts and Florida, we are members of the prestigious New York Public Adjusters Association (“NYPAA”) and offer bilingual services.
Creativity, sincerity, professionalism and honesty are signature to everything we do.
The Benefits of Working With Us
No property loss—commercial, business or residential—is too small or too large for Moore. Call us before calling your insurance carrier to experience the following:
CONVENIENCE
We offer our professional representation 24/7.
We will meet with you at your convenience, any time and any place, at your convenience.
PROTECTION/ REPRESENTATION
We will carefully scrutinize each and every clause of your insurance policy in order to determine the maximum benefits to which you are entitled. We will not allow the insurance company representatives to take advantage of you when you are most vulnerable, and will ensure they act in good faith. We will meet with all insurance company personnel in order to protect all of your rights and interests.
We will hold your hand through the entire process, from initial assessment of your loss to the documentation phase to the receipt of your check to additional supplements, recoverable depreciation and code upgrade money, which you may be entitled to even after repairs are completed. We will fight for you to the bitter end, compassionately, competently and aggressively.
TRANSPARENCY
We will keep you fully informed of each step in the process as they develop and provide assistance and guidance in all aspects of your loss including—but not limited to—demolition and debris removal, building estimates, inventory appraisals, damage appraisals, emergency construction and repairs, accountancy and attorney referrals.
COMFORT
We will make sure that your standard of living is maintained through the acquisition of temporary housing, which is part of the additional living expenses clause of your insurance policy.
LOSS RECOVERY
We will not advise settlement in order to collect our fee. We will only settle your claim if you are happy with a fair and equitable settlement.
Licensed & Bonded inNY, NJ, PA and MA
Professional Representatives& Advisors for the Insured
Specializing in All Commercial& Residential Property Claims
What Is a Public Adjuster?
Let’s keep it simple: when you purchase insurance, you are purchasing coverage in the case that you incur a loss to your property. But when you go to file a claim, the coverage that you actually receive is at the mercy of the interpretations of one of the insurance company’s own adjusters, who are ultimately employed to serve the best interests of… you guessed it, the insurance company. Pretty shady when you remember that insurance companies make their profits from your premiums—not from paying out claims.
So basically it’s like having your arresting police officer as your defense council. (Yikes.)
Remember: like lawyers or accountants, when it comes to adjusters, the ones who aren’t working for you, aren’t working for you!
Licensed by state insurance departments, public adjusters like Moore Adjusters provide private representation and protection to consumers undergoing a loss. We work completely on your behalf, ensuring you receive fair payment and remediation, even if it hurts your insurance company’s bottom line.
Why Should I Hire Moore Adjusters?
Public adjusting firms are often interested in taking on construction, repairs and remediation of your damaged property, so that they get their cake and eat it too. Often they are contractors in disguise, who use their Pubic Adjuster title to get their service offerings in your door. They swindle you into signing a dangerous proceeds contract, which essentially forfeits all of your rights to your claim and funds.
Other companies are simply in it to make a fast buck. They get your business by offering unrealistically low rates (2/3/4%) when you are at your most vulnerable, and have terms forbid relationship termination past 72 hours in. Thereafter, they become hard to reach until there is a settlement, which, speaking of, is normally the insurance carrier’s first offer. Of course none of this should be shocking; with such a small fee, they have no time left to negotiate, or funds to hire experts to argue on your behalf.
For nearly 30 years, Moore Adjusters’ only interest has been making sure you recover your losses. Period. Whether your property is commercial or residential, we NEVER solicit or “chase” after hours. We simply hold your hand from the beginning to end and work tirelessly until you get Moore of everything—not less.